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Primary guide · CDG Commerce

CDG Commerce Review, Pricing & Merchant Account Guide

An independent overview of how CDG Commerce positions merchant accounts, pricing models, and common features — so you can decide whether to request a free quote.

Affiliate disclosure: we may earn a commission if you apply through our links. Details.

At a glance

Best suitedU.S. online, retail, mobile, recurring, and B2B merchants who want a dedicated merchant account (as CDG positions itself)
Pricing models (CDG publishes)Flat-rate, interchange-plus, and wholesale — best fit depends partly on volume
Online markup (published)Interchange-plus 0.35% + $0.15
Retail markup (published)Interchange-plus 0.30% + $0.10
Recurring billingListed by CDG among merchant features
GatewaysQuantum and Authorize.Net (as CDG lists)
InvoicingListed by CDG
POS / mobileListed by CDG
ContractCDG states no mandatory long-term contract; no termination fee on Interchange Plus
Support24/7/365 U.S.-based support (as CDG states)
Typical approvalCDG states ~1–3 business days

Is CDG Commerce a fit?

A quick prequalification filter — based on how CDG describes who they can and cannot support. Confirm details directly with CDG during a quote or application.

Worth considering if…

  • You are U.S.-based
  • You accept (or plan to accept) cards online, in person, and/or remotely
  • You need recurring billing or invoicing alongside card acceptance
  • You want gateway flexibility (CDG lists Quantum and Authorize.Net)
  • You prefer U.S.-based human support
  • You care about how processing is structured — not only a headline rate

Probably isn't right if…

  • You are not U.S.-based — CDG states they cannot accept internationally based / non-U.S. merchants
  • Your business is in adult, gambling, or other categories CDG excludes (confirm current restricted categories directly with CDG)
  • You need a processor that primarily underwrites non-U.S. entities

Restricted categories can change. Phrase carefully and verify with CDG — we do not invent eligibility rules.

Pricing models (with volume caution)

CDG offers flat-rate, interchange-plus, and wholesale pricing. The best option depends partly on your monthly volume and card mix — get a free quote rather than assuming a published band is a quote.

Volume band

Under $10K / month

Under $10K/mo

Often a starting point when comparing flat-rate simplicity to other structures.

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Volume band

$10K–$25K / month

$10K–$25K/mo

A common range where merchants start comparing flat-rate vs interchange-plus.

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Volume band

$25K–$200K / month

$25K–$200K/mo

Mid-volume merchants often weigh interchange-plus transparency against other offers.

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Volume band

$200K+ / month

$200K+/mo

Higher volume may open wholesale conversations — confirm with CDG, not a hard cutoff.

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Interchange-plus markup (CDG publishes)

  • Online: 0.35% + $0.15
  • Retail: 0.30% + $0.10

Interchange and card-network fees are separate from CDG’s published processor markup.

Why merchants consider CDG

CDG vs alternatives

For deeper comparisons, see our editorial posts — they keep assumptions documented and CDG positioned as one option.

FAQ

Does ClientBilling set CDG’s rates?
No. Feature and markup claims here are attributed to what CDG publishes. Confirm current pricing with a free quote or CDG’s team.
What is interchange-plus?
You pay card-network interchange plus a published processor markup. CDG publishes online markup of 0.35% + $0.15 and retail of 0.30% + $0.10; interchange/network fees are separate.
Is there one volume cutoff for wholesale?
CDG’s public materials have described volume bands differently over time. We do not assert an exact wholesale threshold. CDG offers flat-rate, interchange-plus, and wholesale — get a quote for your volume.
Should I apply immediately?
Only when fit looks reasonable. Prefer See CDG Options and a free quote first; Apply / Check eligibility is the harder convert lower on the page.

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Soft next step: open CDG's secure flow through our tracked affiliate link for a free quote. Prefer a harder convert? Check eligibility or apply for a merchant account below. We may earn a commission at no extra cost to you.