CDG Commerce Review 2026: Pricing, Fees & Features
Independent 2026 overview of CDG Commerce merchant accounts — published volume bands, interchange-plus markups, features, contracts, and fit considerations.
- CDG Commerce
- review
- merchant account
- pricing
Affiliate disclosure: we may earn a commission from CDG Commerce. Details.
Choosing a merchant account is less about a logo and more about fee structure, channel fit, and how underwriting treats your business. This review summarizes how CDG Commerce positions pricing and features — attributed to what CDG publishes — so you can decide whether a closer look is warranted.
Affiliate note: ClientBilling may earn a commission if you check eligibility through our tracked link. That does not change CDG’s pricing to you.
What CDG Commerce is (and is not)
CDG Commerce is a payments partner that markets dedicated merchant accounts for online and retail acceptance, with related tools such as gateways, recurring billing, invoicing, virtual terminal, and POS/mobile options (as CDG lists them).
It is not the same product category as pure software billing platforms that only meter subscriptions. Many teams use a processor like CDG alongside billing software; some consolidate more of the stack with CDG’s listed features.
Pricing bands CDG publishes
CDG publishes volume-oriented approaches roughly as follows:
| Monthly volume (approx.) | Approach CDG publishes |
|---|---|
| ~$1K–$10K | Simple pricing |
| $10K–$200K | Interchange-plus |
| $200K+ | Wholesale |
Treat these as research framing, not a live quote. Card mix, risk, and channel (card-present vs card-not-present) change effective cost.
Interchange-plus markups (as CDG publishes)
For interchange-plus, CDG publishes processor markups of:
- Online: 0.35% + $0.15
- Retail: 0.30% + $0.10
Interchange and card-network fees are separate. Effective rate is markup + interchange/network — not markup alone.
Features merchants often evaluate
As CDG lists / states them:
- Online and retail merchant accounts
- Recurring billing
- Quantum and Authorize.Net gateways
- Invoicing and virtual terminal
- POS and mobile / wireless options
Always confirm current capabilities during underwriting or sales conversations.
Contract and approval claims (as CDG states)
CDG states there is no mandatory long-term contract and no termination fee, and that typical approval is about 1–3 business days. Verify those terms on the agreement you are offered.
Trust signals CDG publishes
CDG’s own messaging includes founding in 1998, serving thousands of merchants, U.S. support, 350+ integrations, and a ~97% active-client satisfaction/retention claim. We repeat those as attributed claims — not independent audits.
Who should shortlist CDG
- Growing online or retail sellers who want a dedicated merchant account
- Teams comparing interchange-plus transparency vs flat-rate aggregators
- Businesses that need recurring charges, invoicing, or POS in one partner conversation
Who should keep looking: highly specialized SaaS entitlement engines, marketplace payout complexity, or edge verticals where CDG underwriting may not fit.
Next steps
- Read our CDG Commerce pricing & options guide.
- Open a channel page if you already know online, retail, recurring, or wireless fit.
- Check eligibility when you are ready to convert.