CDG Commerce Pricing Explained
Plain-language breakdown of CDG-published volume bands and interchange-plus markups for online and retail — plus what is still separate (interchange and network fees).
- CDG Commerce
- pricing
- fees
- interchange-plus
Affiliate disclosure: we may earn a commission from CDG Commerce. Details.
Payment pricing pages are easy to misread. This explainer sticks to what CDG publishes, labels assumptions, and separates processor markup from interchange.
The three volume bands CDG publishes
CDG describes different pricing approaches by approximate monthly volume:
-
~$1K–$10K / month — simple pricing
Aimed at lower-volume merchants who want a simpler quote shape. -
$10K–$200K / month — interchange-plus
Processor markup sits on top of interchange and network fees. -
$200K+ / month — wholesale
Higher-volume conversation; confirm details directly with CDG.
These bands are published guidance, not guarantees of the rate you will be offered.
Online vs retail markups
CDG publishes interchange-plus markups of:
- Online: 0.35% + $0.15
- Retail: 0.30% + $0.10
Assumption documented: “Online” maps to card-not-present / e-commerce style acceptance; “retail” maps to card-present. Your agreement may refine those definitions.
What “interchange-plus” actually means
You pay:
- Interchange (card brand / issuer cost that varies by card type)
- Card-network assessments
- Processor markup (the CDG-published cents and percent above)
A statement that only quotes markup without interchange will understate the all-in rate.
Flat-rate vs interchange-plus (quick contrast)
Flat-rate processors bundle costs into one percentage. That can be simpler early on and more expensive as volume and card mix improve. Interchange-plus is more transparent for mid-volume merchants who can read statements — which is why CDG’s mid band emphasizes it.
See also: Interchange Plus vs Flat-Rate Payment Processing.
How to use this on ClientBilling
- Start at the CDG Commerce hub and jump to your volume anchor.
- Soft research stays on-site; eligibility uses our tracked affiliate application URL.
- Confirm every number with CDG before you budget.
Bottom line
CDG’s published framework is volume bands + online/retail interchange-plus markups, with interchange separate. Use it to decide whether to check eligibility — not as a substitute for an underwritten offer.